diff --git a/aider/exceptions.py b/aider/exceptions.py
index 0170ce5da..a81a058e0 100644
--- a/aider/exceptions.py
+++ b/aider/exceptions.py
@@ -92,4 +92,16 @@ class LiteLLMExceptions:
                         " limiting your requests."
                     ),
                 )
+
+        # Check for specific non-retryable APIError cases like insufficient credits
+        if ex.__class__ is litellm.APIError:
+            err_str = str(ex).lower()
+            if "insufficient credits" in err_str and '"code":402' in err_str:
+                return ExInfo(
+                    "APIError",
+                    False,
+                    "Insufficient credits with the API provider. Please add credits.",
+                )
+            # Fall through to default APIError handling if not the specific credits error
+
         return self.exceptions.get(ex.__class__, ExInfo(None, None, None))